Creditcoin is a foundational L1 blockchain designed to match and record credit transactions, and by extension, the credit history of transacting partners. By design, Creditcoin is intended to facilitate an inter-blockchain lending market with loan cycle history recorded on Creditcoin, but with loan payments and repayments occurring on other blockchains; with Bitcoin and Ethereum being the currently supported networks, and support for other blockchains in the pipeline. By recording the on-chain credit history of transacting partners, Creditcoin creates an objective public ledger of credit history and loan performance, enabling parties to easily verify and trust the credit history and creditworthiness of potential lenders/borrowers, etc. In the case of lending institutions or other partners in the developing world, building an objective record of on-chain credit history and loan book performance will increase trust and enable a more efficient and transparent allocation of capital into global developing credit markets, with the ultimate goal of democratizing global credit market access for retail investors.

Creditcoin是一个全球信用网络平台。旨在通过简单的协议连接区块链资产，以创建区块链间借贷市场，使加密生态系统更接近健全的货币。Creditcoin连接许多区块链，以创建一个安全、透明的加密货币借贷市场，从而使筹款人和贷方可以直接相互联系。